BloominLock your money so you can't screw it up.
Bloomin is a savings app for people who keep spending their savings. Name a goal, add money, and it stays locked until you reach it.
The weekend, the phone and the takeout had to come from somewhere else. Example figures.
One goal, one season.
- Name it
Say what the money is for and how much. A seed goes into a pot under glass. You see the cost of quitting before you add anything.
- Add money
From a saved card, whenever you can. Each deposit costs 1% and waters the plant, and every 12.5% of the way a petal turns violet.
- The moment you usually dip
You can still quit. It costs 25% of what you saved, and the app shows you the number on the plant first.
- It blooms
Reach the target and the glass comes off. The money goes to your card.
What finishing or quitting a goal costs.
Two numbers, and you see both before any money moves. Finish and you get everything you put in, less 1% of each deposit. Quit early and you give up 25%.
$2,000 put in, growing under glass.
Everything you've put into the goal.
- Finish the goal
- $1,980
- You get it all. $20 went in deposit fees (1% of each).
- Quit early
- $1,485
- You keep this. Quitting costs $495 (25%).
Bloomin's fees as of Nov 6, 2026. Bloomin isn't open yet, so no money can be put in today.
Balances aren't invested and earn no interest. Bloomin is not a bank and does not give financial advice.
To improve these tools, we keep a rounded copy of the numbers and choices you enter. Names you type are kept only if they're common ones like Rent or Vacation. None of it is linked to your name or email. What we keep
Three pots, not ten.
Money spread across ten goals rarely finishes any of them. Three pots keep every goal getting real money, and you always know which one a payment is going to.
- Emergency fund
- A trip
- A car
- A home
- A new baby
- School
- A wedding
- A laptop
- Anything with a number on it
Before you lock anything.
Is Bloomin open yet?
No. This site shows the app we are building. Join the waitlist and we will email you an invite when it opens. Nobody can add real money today.
Does my balance earn interest?
No. A goal grows only from the money you add. It is not invested and earns no interest. The plant only grows when you water it, for the same reason.
Why is quitting so expensive?
Because the lock only works if quitting costs something. The 25% makes the lock real. The 1% is charged on each deposit, whether you finish or not.
Why only three goals?
Money spread across too many goals rarely finishes any of them. Three keeps each goal getting real money.
Stop touching the money meant for something bigger.
Bloomin is not open yet. Join the waitlist and we will email you an invite, in order.
Join the waitlist